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Working out how much you can afford to borrow, and how much deposit you can put down, is a crucial part of the home-buying process. It's vital you don't stretch your finances too far.

The calculator below will give you an idea of the amount you can borrow if you're in full-time employment. Figures are for illustrative purposes only.

*
Calculate how much you can borrow
Your current annual salary: £
Your partner's current annual salary (optional): £
Results
Maximum mortgage loan: £

If you're self-employed

If you want a mortgage and you're self-employed, you're usually required to provide evidence of three years' audited accounts. Your loan is then calculated using net income over that period.

Many self-employed people, especially those just starting out on their own, are unable to provide three years' accounts. You needn't worry. We have many years' experience in obtaining mortgages for the self-employed, where no proof of income is required (although you'll probably be asked to provide a bigger deposit).

Take advantage of our comprehensive, professional mortgage service. Arrange an appointment with a Belmont Mortgage Adviser today.

   

Belmont Mortgage Solutions Ltd is Authorised and Regulated by the Financial Services Authority
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Principle Office: Belmont Mortgage Solutions Ltd, Kingsland House, Abbey Foregate, Shrewsbury, SY2 6BL